Credible Operations, Inc. NMLS# 1681276, “Credible.” Not available in all states. www.nmlsconsumeraccess.org.
Based on data compiled by Credible, mortgage rates are largely up since yesterday, except for 15-year rates, which stayed the same.
30-year fixed mortgage rates: 3.250%, up from 3.125%, +0.125
20-year fixed mortgage rates: 2.875%, up from 2.750%, +0.125
15-year fixed mortgage rates: 2.375%, unchanged
10-year fixed mortgage rates: 2.250%, up from 2.125%, +0.125
Rates last updated on Oct. 22, 2021. These rates are based on the assumptions shown here. Actual rates may vary.
Homebuyers may want to act now before mortgage rates go even higher — 30-year mortgage rates bumped up to 3.250% today, the highest they’ve been in more than a year. Rates for 20-year terms are also trending upward, increasing to 2.875% for the first time since May 12. Following suit, 10-year rates edged up to 2.250%. Meanwhile, 15-year rates have held firm at 2.375% for the past five days.
Browse rates from multiple lenders so you can make an informed decision about your home loan.